You will need to make many important decisions if you file a claim for compensation for injuries that you suffered in a truck wreck caused by a negligent truck driver. Some decisions will be complicated enough that you will know to seek the advice of an experienced truck wreck attorney. However, other decisions may seem like not a big deal, but in reality could have an impact on your settlement. One decision that falls in this category is a medical authorization releasing your medical records to the insurance adjuster for the negligent truck driver and trucking company.
Reasons Why Agreeing to Sign a Medical Release of Information Is a Bad Decision
While it is true that you will need to provide medical records to the insurance company in order to settle your claim with the trucker and trucking company, there is a right and wrong way to do this. Here’s why signing a medical release is not in your best interests:
It is not required.
You are not required to sign a medical authorizing allowing the insurance adjuster to request your medical records regarding your injuries. There is another safer and better way to provide this information to the insurance company—through your experienced truck accident attorney.
It leads to disputes.
If you sign the medical authorization, the insurance adjuster can request all of your medical records and very likely would do so. Many of these records have no true bearing on your claim, but they could lead to disputes when settling your case. For example, if you mentioned a pain in the same body part injured in your truck collision, but never needed treatment for it, the insurance company could argue that your current injury is a pre-existing injury not caused by the accident.
It releases private medical information.
If you allow the adjuster to obtain your medical records, you could be providing irrelevant and sensitive medical information about you that the insurance company does not need and is an invasion of your privacy.
Have You Been Injured In A Texas Truck Accident?
If you've been injured in a truck accident you need to speak with an experienced truck accident injury attorney as soon as possible. Please contact us online or call our Colleyville office directly at 817.485.8888 to schedule your free consultation.
We help injured truck crash victims throughout Texas including Arlington, North Richland, Grapevine, Bedford, Hurst, Euless, Irving and all points in between.