If you were injured in a Texas car accident, there's a lot to worry about, including the progress of recovery, how to pay your monthly expenses, and when you'll receive the compensation you deserve from the negligent driver. You might also be concerned if you see a strange vehicle parked down the street from your house, following you to the doctor's office, or cruising along as you run errands. Could the other driver’s insurance company be spying on you? Sadly, yes.
Why Would the Insurance Company Spy on You?
Insurance companies for negligent drivers do not always engage in surveillance. They must hire a private investigator to do it, and this is an expensive task. If a victim suffered minor injuries and is only off work for a short period of time, the insurance adjuster usually decides not to do this. However, the insurance adjuster may feel there is probable cause for surveillance for the following reasons:
- To learn more information about you and the true nature of your injuries
- To poke holes in your believability by showing you doing activities you claim you are too injured to do
- Because your damages are serious and the amount of compensation you could be entitled to—especially for pain and suffering—is a large sum
- Because you claim to have a serious, long-term condition, but your medical records do not support this assertion
When Will the Insurance Company Engage in Surveillance?
The insurance company will most likely not engage in surveillance immediately after you make a claim. They do not have enough information about the wreck and the extent of your injuries to justify it. Key times that an adjuster could order surveillance include:
Before your deposition.
An insurance company may hire a private investigator shortly before your deposition, which is when the insurance company’s attorney asks you questions that are transcribed into a written statement that can be used against you in court. The belief is that surveillance may reveal damaging information about your activities that can be used to discredit you in the deposition.
Before your trial.
If your case does not settle, the insurance company could be worried about the amount of money it may have to pay you and could engage in surveillance as another attempt to discredit you.
The bottom line is that the negligent driver's insurance company could spy on you at any time during the course of your case, so be prepared. As long as you are honest about what happened and how badly you were injured, surveillance should not hurt your case.
Have You Been Injured In A Texas Car Accident?
If you've been hurt in a Texas car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Colleyville office directly at 817.380.4888 to schedule your free consultation.