If you are hurt in a workplace injury, you need to know if your employer has workers’ compensation coverage or has opted out of providing this type of benefit as a non-subscriber employer. This information is important to help you understand how to file your claim, the time period you have for doing so, and the amount of compensation you are entitled to. Because some employers may be reluctant to tell you their status or may not tell you the truth, it’s best that you verify the information.
How to Determine If Your Employer Is a Non-Subscriber Employer
Texas is one of the few states in the United States that allows employers to opt out of providing workers’ compensation benefits. If you work for a non-subscriber employer, you must prove your employer’s negligence in order to obtain the compensation you deserve. The ways to determine whether your employer is a non-subscriber employer include:
Division of Workers’ Compensation Website.
You can verify your employer’s workers’ compensation coverage on the Texas Department of Insurance Division of Workers’ Compensation website.
If you signed a contract of employment, your contract should have provisions regarding your employer’s responsibilities if you are injured on the job. This can tell you whether your employer provides workers’ compensation benefits.
Employee manual or policies.
If your employer has any employee manuals or policies, these may inform you as to whether or not your employer has opted out of providing workers’ compensation benefits.
Employers who opt out of providing workers’ compensation are required to post a written notice at the workplace advising employees that the employer does not provide these benefits. However, not all employers comply with this requirement.
Have You Been Injured At Your Texas Job And Your Employer Doesn't Provide Workers' Compensation?
If you've been injured on the job and your employer is non-subscriber you need to speak with an experienced work injury lawyer as soon as possible. Contact us online or call our our Colleyville office directly at 817.380.4888 to schedule your free consultation.