Colleyville personal injury attorney David Hart discusses, in this informative video, the differences between uninsured motorist coverage in Texas and Texas underinsured motorist coverage. The last thing you want is to not have enough insurance coverage if you are involved in a Texas car accident.
Unless you sign a written waiver, the state of Texas requires that all drivers have uninsured motorist coverage. It protects you against uninsured drivers. In essence, uninsured motorist coverage would pay you what the uninsured motorist would have been required to pay.
Underinsured motorist coverage adds to the liability policy of the person who caused the crash. It adds additional coverage in the event that the damages are more than your coverage.
There are many things to consider when discussing uninsured motorist coverage and underinsured motorist coverage, such as the risks in filing a claim against your own insurance company. It's imperative to understand that if the wreck was not your fault, then it is not permitted by the state of Texas for your insurance company to increase your rates, cancel your policy or refuse to renew your policy.
A Dallas injury attorney at the Hart Law Firm, located in Colleyville, TX can answer all your questions about your case.
Have You Been Injured In A Texas Car Accident?
If you've been hurt in a Texas car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Colleyville office directly at 817.380.4888 to schedule your free consultation.