Bedford personal injury attorney David Hart discusses the importance of having personal injury protection insurance or PIP. PIP is designed to protect you in the event of an wreck, regardless of fault.
Personal injury protection insurance is no fault insurance that state lawmakers require insurance companies to offer and to include in all automobile policies, unless a written waiver is signed.
The benefit to having PIP is that regardless of who is at fault, it will pay 80 percent of your lost wages as well as pay your medical bills up to your limit. Though most motorists purchase $2,500 in personal injury protection insurance, you can get $5,000 or $10,000 in coverage.
If the crash is not your fault, then your insurance company is prohibited from increasing your rates, canceling your policy or not renewing your policy if you file a PIP claim.
We also strongly recommend that you make sure you have uninsured and underinsured motorist coverage. The last thing you want is to not have enough coverage in the event that you are involved in a car accident.
Our team of experienced Bedford personal injury attorneys at the Hart Law Firm can help you battle the insurance companies if you are injured in a car accident call us today to schedule your consultation.