Texas Insurance Bad Faith Claims Lawyer | The Hart Law Firm

Has Your Insurance Company Denied or Delayed Your Claim? We Hold Them Accountable

Insurance companies are supposed to provide financial protection in times of need. When you pay your premiums, you expect your insurer to handle claims fairly. Unfortunately, many insurance companies prioritize profits over policyholders, denying or delaying valid claims without justification. This is known as insurance bad faith—and it is illegal.


At The Hart Law Firm, we fight back against unfair insurance practices. With over 25 years of experience, we take on powerful insurance companies and force them to honor their obligations. If your claim has been unfairly denied, delayed, or underpaid, we can help you pursue the compensation you deserve.

📞 Call us now for a FREE consultation: (817) 485-8888 →

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What Compensation Can You Recover in an Insurance Bad Faith Case?

If your insurance company has handled your claim unfairly, you may be entitled to recover:

Full Compensation

Recover the complete amount originally owed by the insurance company.

Emotional Distress Damages

Seek additional compensation for the stress and hardship caused by the insurer’s bad faith actions.

Punitive Damages

Hold the insurer accountable for fraudulent or deceptive practices through financial penalties.

Attorney Fees and Legal Costs

Ensure the insurance company covers the expenses of pursuing legal action against them.

Find out what your case is worth—call (817) 485-8888 today!

What is Insurance Bad Faith?

Insurance bad faith occurs when an insurance company fails to fulfill its legal duty to handle claims fairly and in good faith. Some common examples include:

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Unreasonably delaying claim payments

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Denying claims without a valid reason

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Offering lowball settlements that do not cover damages

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Failing to properly investigate a claim

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Misinterpreting policy language to avoid paying

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Refusing to provide a clear explanation for a denial

What to Do if Your Insurance Claim Was Denied or Delayed

If you believe your insurance company is acting in bad faith, take the following steps:

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Request a Written Explanation – Ask for a detailed written response from the insurer explaining the denial or delay of your claim.

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Keep Communication Records –  Document all interactions with the insurance company, including emails, letters, and phone calls.

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Gather Supporting Evidence –  Collect photos, receipts, and expert evaluations to strengthen your case.

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Avoid Low Settlement Offers –  Do not accept an unfair settlement without consulting a legal professional.

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Contact The Hart Law Firm –  Reach out as soon as possible for an experienced attorney that can review your case and help you fight for the compensation you deserve.

Do not let the insurance company control your case. — call (817) 485-8888 now.

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Start Building Your Case Today

Frequently Asked Questions About Insurance Bad Faith Claims

  • How do I know if my insurance company is acting in bad faith?

     If your claim is unreasonably delayed, denied without explanation, or underpaid despite clear evidence, your insurer may be acting in bad faith.

  • What can I do if my insurance company denies my claim unfairly?

     You can file an appeal with the insurance company, request a detailed explanation, and consult a lawyer to explore legal action.

  • Can I sue my insurance company for bad faith?

     Yes. Texas law allows policyholders to sue insurance companies that fail to handle claims fairly. If your case is successful, you may recover compensation beyond the original claim amount.

  • How long do I have to file an insurance bad faith claim in Texas?

     Texas law generally provides two years from the date of the bad faith act to file a lawsuit. However, acting quickly strengthens your case.

Still have questions? Call (817) 485-8888 to get answers from an experienced pedestrian and bicycle accident lawyer.

Jacksonvill, Florida

How The Hart Law Firm Fights Insurance Companies

Insurance companies have legal teams dedicated to protecting their bottom line. Our firm levels the playing field by:

Investigating claim denials and reviewing policy language

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Gathering evidence to prove an insurer acted in bad faith

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Filing lawsuits against insurers that refuse to settle fairly

Negotiating aggressively for full claim payments

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Pursuing additional damages, including penalties and attorney fees