Truck vs. Car Accidents: Differences in Liability and Claims
When it comes to road accidents, truck accidents and car accidents differ significantly in both severity and legal complexity. Understanding these differences is crucial for victims seeking compensation. If you’ve been involved in a collision with a commercial truck, consulting an experienced truck accident lawyer or Texas personal injury attorney can help protect your rights and ensure your claim is handled properly.
At The Hart Law Firm, our team of Dallas personal injury lawyers, Fort Worth personal injury lawyers, and Colleyville personal injury lawyers has extensive experience handling both truck and car accidents, including 18-wheeler accident cases, spinal cord injuries, and wrongful death claims.
Key Differences Between Truck and Car Accidents
1. Size and Weight Differences
Trucks are much larger and heavier than passenger vehicles, which often results in more severe injuries or fatalities in collisions. This also affects liability and insurance claims, as truck accidents typically involve commercial insurance policies rather than standard auto insurance.
2. Multiple Parties Can Be Liable
Car accidents usually involve two drivers and their insurance companies. Truck accidents, however, may involve multiple responsible parties, including:
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Truck driver
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Trucking company
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Vehicle manufacturer (for defective parts)
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Maintenance company
A skilled truck accident attorney can investigate all potential liable parties to maximize your compensation.
3. Complex Insurance Policies
Trucking companies carry commercial insurance, which often includes higher coverage limits but can also involve complex claims processes. A DFW personal injury lawyer can help navigate these policies and ensure you receive fair compensation.
4. Regulatory Considerations
Truck drivers must follow federal and state regulations regarding hours of service, vehicle maintenance, and safety inspections. Violations of these rules can be key evidence in a truck accident case handled by a board-certified personal injury lawyer.
5. Severity of Injuries
Due to the size of trucks, victims often suffer more serious injuries, such as:
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Spinal cord injuries
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Traumatic brain injuries (TBI)
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Burn injuries
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Broken bones or internal organ damage
A personal injury trial lawyer can help quantify medical costs, lost wages, and pain and suffering in these cases.
Tips for Protecting Your Rights After a Truck Accident
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Seek Medical Attention Immediately
Prompt documentation of injuries strengthens your claim and ensures proper treatment. - Contact a Truck Accident Lawyer
An experienced Texas personal injury attorney or DFW personal injury lawyer can investigate the accident, identify liable parties, and negotiate with insurance companies. -
Preserve Evidence
Keep accident photos, medical records, and witness statements. Your truck accident attorney can use this information to build a strong case. -
Avoid Early Statements to Insurers
Insurance adjusters may try to minimize claims. Always consult your personal injury lawyer before giving statements.
Why Choose The Hart Law Firm?
At The Hart Law Firm Colleyville, our team of Dallas personal injury lawyers, Fort Worth personal injury attorneys, and Colleyville personal injury lawyers has a proven track record of helping accident victims recover maximum compensation. Our attorneys, including David Hart and Daniel Hart, handle complex truck and car accident cases, including wrongful death claims, spinal cord injuries, TBI, and burn injuries.
If you or a loved one has been involved in a truck vs. car accident, don’t wait. Contact The Hart Law Firm today to schedule a free consultation with a trusted Texas personal injury lawyer or truck accident attorney and protect your legal rights.
